At SCBT, we go to great lengths to make sure your money and personal data are secure. We use several types of technology to ensure the confidentiality of your transactions.
In addition, the Federal Government provides significant protection. The same laws protecting consumers in the case of fraudulent credit card usage also protects them in the case of unauthorized online banking activity.
Below is a list of security measures that help to keep your information secure.
One of the main security measures resides within your browser. Secure Sockets Layer (SSL) protocols provide privacy for data flowing between the browser and SCBT’s server. SSL is an open protocol for security data communication across computer networks. It provides a secure channel for data transmission through encryption. This supports the transfer of digitally signed certificates and ensures that the data cannot be altered during transmission.
One of the most important security measures rests with you. Your transactions are protected by your individual Password. This Password is of your choosing in order for you to be able to commit it to memory. Passwords must be a minimum of six and a maximum of ten alpha / numeric characters. If you absolutely must write it down, do not store it near your computer and do not carry it in your wallet.
For added security, your data passes through a "firewall" which is a device exclusively designed to keep out unauthorized users. Your information is then scrambled once again to ensure that only authorized SCBT representatives can read it.
For your security, SCBT Online Banking will automatically end your session if there is no activity on your PC for 15 minutes.
SCBT strongly recommends that you change your Password upon first use in order to protect the security and privacy of your financial information. In addition, you should change your Password regularly. If you choose not to do so, you accept total responsibility for possible unauthorized or fraudulent use.
SCBT recommends that customers do the following:
Keep ID and Password confidential
Change your Password frequently
Use Passwords that include letters, numbers, and symbols that are not easily discernable (do not use birthday, child name etc.)
Avoid opening e-mail attachments sent from someone that you do not know
Maintain updated virus protection software on your computer
Log off Online Banking when leaving the computer
SCBT’s Online Banking system brings together a combination of industry-approved security technologies to protect data for the bank and for you, our customer. It features Password-controlled system entry, a Veri-Sign-issued Digital ID for the bank’s server, Secure Sockets Layer (SSL) protocol for data encryption, and an intrusion protected firewall to regulate the flow of encrypted data on the server.