Monitoring your credit report along with your financial statements is one of the best ways to help detect identity theft on your accounts. It's a snapshot of your financials and it makes it easy to spot if somebody has accessed your accounts fraudulently.
Credit reports contain information on all of your credit accounts, outstanding loans, the balances on your credit cards and loans, as well as your history for paying bills.
The law requires the major nationwide credit reporting agencies, Equifax, Experian, and TransUnion, to give you a free copy of your credit report every 12 months if you ask for it.
Visit www.AnnualCreditReport.com to order your free annual credit report.