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Savings Accounts


Whether you're funding your child's college tuition or just saving for a rainy day, our savings accounts, money market accounts and CDs are here to help you achieve your goals. All of our savings accounts earn interest, and your deposits with us are FDIC insured.



happy family outdoorsPersonal Savings

With our most popular savings account, you can open your account with as little as $50 and have easy access to your money when you need it most.

Premier Savings

This account allows you to earn a higher interest rate than you may be earning at another bank and easy access to your money when you need it.

Minor Savings

Teach your child the value of saving by opening our Minor Savings Account. As a signer on the account, you'll have access to the account and the ability to transfer money electronically from your account to theirs.

Christmas Club

Plan ahead and avoid the stress of holiday shopping by saving all year for gifts. On the first business day of November, your account balance plus interest will automatically transfer into an SCBT Savings or Checking account so you can start your shopping early.

Personal Money Market

Earn money market interest rates while enjoying convenient access to your account.

Premier Money Market

Maintain a higher balance and enjoy convenient account access and higher rates.

Health Savings Account

The HSA is a savings account that allows individuals with a High Deductible Health Plan (HDHP) to pay for qualified medical expenses like prescriptions, co-pays, dental care, eye care and more. Contributions made to the HSA account earn interest and may help you save on taxes1. HSA funds may be accessed at any time with an HSA VISA® Debit Card or checks.

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