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Savings Accounts


We believe that now more than ever saving your hard-earned dollars is critical to your family’s financial health. Our bankers can help you create a tailored savings plan so you’ll have peace of mind and start enjoying the simple things in life.




Savings Account Comparison Chart

 

Premier Savings Account Personal Savings Account Personal Money Market Account Minor Savings Account Christmas Club Savings Account Premier Money Market Account Health Savings Account Personal savings is our most popular savings account for people who want immediate access to savings funds.  Personal savings requires a $50 minimum opening balance, interest paid quarterly, the ability to access funds through online banking, mobile banking, phone banking, ATM locations or in a branch.  Personal savings has a limit of 3 withdrawals per quarter. The Premier Savings account allows you to earn a higher rate of interest and easy access to your money when you need it.  Premier savings requires a $5,000 minimum opening balance and has tiered interest paid quarterly.  You can access funds through online banking, mobile banking, phone banking or at an SCBT branch location.  The Premier Savings account has a limit of 10 withdrawals per quarter and 6 transfers per month. Minor Savings is an account for individuals under the age of 18 that earns interest and is opened by a parent or guardian.  Minor savings requires a minimum opening balance of $25 and interest is paid quarterly.  Minor savings allows you to have access to funds through online banking, mobile banking, phone banking, or at any SCBT branch.  Minor savings accounts are limited to 3 withdrawals per quarter. Plan ahead and avoid the stress of holiday shopping by saving all year for gifts with a Christmas Club account.  Christmas Club requires a minimum balance of 5 dollars and has a tiered interest rate.  You  can access funds through online banking, mobile banking, phone banking, and at any SCBT branch.  A Christmas Club account requires automatic monthly transfers.  Earn money market interest rates while enjoying convenient access to your Personal Money Market account.  A Personal Money Market account requires a minimum opening balance of $5,000 and has a tiered interest rate.  You can access your funds through online banking, mobile banking, phone banking, and at any SCBT branch.  Personal Money Markets are limited to 6 checks or transfers per month.  Premier Money Market accounts maintain a higher balance and enjoy convenient account access and higher interest rates.  A $10,000 minimum opening balance is required and a Premier Money Market account receives a tiered interest rate.  You can gain access to funds through online banking, mobile banking, phone banking or at any SCBT branch.  The Premier Money Market account has a limit to 6 checks or transfers per month. A health savings account always individuals witha high-deductible health plan (HDHP) to pay for qualified medical expense.  Contributions earn interest and may help you save on taxes.  There is not a minimum opening balance requirement and funds may be accessed through online banking, mobile banking, phone banking and at any SCBT branch.  Withdrawals are limited to medical expenses.
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    Convenience & Security.

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    Teach Your Child to Save.

    Minor Savings Account

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    Wherever You Are on Life's Path, It's Important to Have a Plan.

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