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SCBT Prime Rate

SCBT sets a Prime Rate of interest calculated for loans. For your convenience, we have provided more information below about SCBT’s Prime Rate.


“PRIME RATE” shall mean and refer to the interest rate announced or published by the Bank as its prime rate; as such rate may be changed from time to time.  Any change in such rate shall be effective as of the opening of business on the day on which such change becomes effective.  The Prime Rate will not necessarily be the lowest interest rate charged by the Bank.  If at any time the Bank does not announce a prime rate, the “Prime Rate” shall mean and refer to that interest rate established by the Bank as the annual rate of interest applicable to this transaction.  The rate of interest as thus determined shall be calculated on the basis of the number of days per year as specified in the applicable loan document.

Current Prime Rate: 3.25% APR

Historical Trend of SCBT Prime Rate

 

 Effective Date     % APR

 12/24/2008

3.25
 11/6/2008 4.00
 10/15/2008 4.50
 5/2/2008 5.00
 3/20/2008 5.25
 1/31/2008 6.00
 1/23/2008 6.50
 12/11/2007 7.25
 10/31/2007 7.50
 9/21/2007 7.75
 6/29/2006 8.25
 5/10/2006 8.00
 3/28/2006 7.75
 1/31/2006 7.50
 12/13/2005 7.25
 11/01/2005 7.00
 9/20/2005 6.75
 8/9/2005 6.50
 6/30/2005 6.25
 5/3/2005 6.00
 3/22/2005 5.75
 2/2/2005 5.50
 12/14/2004 5.25
 11/10/2004 5.00
 9/22/2004 4.75
 8/11/2004 4.50
 7/1/2004 4.25
 Added 2/2004 4.00

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