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Home Equity Loans


Use your home as security for a loan to help fund education, remodeling your home, etc. at a fixed rate.  



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A Home Equity Loan1 from SCBT allows you to use equity in your home as collateral for a loan. A Home Equity Loan is a fixed-rate loan for a pre-determined amount and is secured against the value of your home.   
These loans may be used to finance major expenses such as home repairs, medical bills and educational expenses.  Plus, automatic payments can be deducted directly from your checking account. Contact your local SCBT personal banker for more information.  
  • Minimum of $15,000
  • No annual fee
  • Fixed rate
  • Interest paid may be tax deductible2
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