If simplicity is what you're after, then this is the credit card for you. There is no annual fee, zero liability and fraud protection.
The Visa® Platinum card also includes 24-Hour Cardmember Service, protection from Verified by Visa, and Merchant Discounts on products and services when payment is made with the Visa card.
Auto Rental Collision Damage Waiver:
Cardmembers automatically receive coverage on a 24-hour basis for damage due to a collision or theft when rental company’s collision damage waiver option is declined and rental is charged to Visa®.
Extended Warranty Coverage:
Cardmembers receive double the manufacturer’s warranty on purchases made with their Visa® Platinum card.