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Overdraft Form

Options for Overdraft Protection (For Personal Accounts Only)

Changes to federal regulations now require SCBT to obtain customer approval before we can authorize and pay for any overdrafts on everyday debit card purchases.

SCBT offers several types of overdraft protection. If you are interested in learning more about these services, please contact your local banker.

If you already have overdraft protection (AOP), you will not be able to access your overdraft protection to make everyday debit card purchases unless you opt-in to this program.

Please indicate whether you would like SCBT to authorize and pay for any overdrafts on everyday debit card purchases by completing the form below. Should you decide to opt-in to the program, you will receive a confirmation in the mail.

Also, if you have previously opted-in to the program, but have changed your mind and no longer want SCBT to continue to authorize and pay overdrafts on your everyday debit card purchases, please select the Revoke Opt-In option on the form below.

Frequently Asked Questions regarding Overdraft Protection


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