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Mortgage Planning


We believe in making things easier. There are many important things to consider throughout the mortgage process, especially if you're a first-time homebuyer. We are here to help.




brick house with US flagAt SCBT, we offer the best loan programs and most competitive rates available.  Our lenders have both the authority to lend and access to many potential loan programs. We'll find the right mortgage program to meet your individual needs.

Buying a home is one of the largest and most important decisions you'll ever make.  We understand that.  There are so many pieces and parts to the homebuying process, it can often be overwhelming.

Please take a moment to explore our mortgage planning section. Take advantage of our mortgage calculators, learn about your credit score, and even apply for a mortgage online.

If you are thinking about buying a home, we encourage you to review the many helpful resources and the “Shopping for Your Home” video on HUD.gov. The information provided will help you in assessing how much of a home you can afford, and will provide information on housing counselors in your area. We encourage the use of a housing counselor prior to buying a home. In addition to mortgage personnel, counselors can assist you by providing information regarding questions or concerns surrounding your purchase, fair housing laws, credit issues and foreclosure prevention.

Questions? Visit our frequently asked questions section and view the glossary of terms. Contact your local SCBT mortgage lender today and let us help guide you through the process.

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