Personal Loans
When you need a loan, you need a bank that can make local decisions to make the process from application to closing quick and easy. SCBT offers a variety of loan programs and experienced lenders to help find the right one for you and your family.
Personal Loans1
Installment loans that fit your lifestyle and your budget. With competitive rates, these loans can help you buy a car, boat, make home improvements . . . just about anything.
- Option to have automatic draft from your checking or savings account
- Manage loans via Online Banking
- Local processing and underwriting
- Streamlined paperwork and fast approvals
Home Equity Loans1
A consumer loan that allows you to use your home as security. May use for education, remodeling your home, etc. at a fixed rate.
- Minimum of $15,000
- No annual fee
- Fixed rate
- Mobile Banking
FirstLine (Home Equity Line of Credit)1
As a homeowner, you can borrow against the equity you've built for remodeling with a revolving line of credit. We provide easy access to your account through convenience checks, and automatic payments can be deducted from your checking account.
- Minimum of $15,000
- Interest earned may be tax deductible2
- Variable rate
- Revolving credit
- Free eStatements
- Online Banking
- Mobile Banking
1All loans are subject to loan approval
2Consult your tax advisor
