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SCBT offers a number of personal loans and credit cards to fit your lifestyle and budget.
Consumer Loans†
Installment loans that fit your lifestyle and your budget. With competitive rates, these loans can help you buy a car, make home improvements . . . just about anything.
- Ideal for consolidating high-interest loans or credit cards
- Reduce monthly payments
- Option to have automatic draft from your checking or savings account
- Manage loans via Online Banking
Home Equity Loans†
A consumer loan that allows you to use your home as security. May use for car loans, education, remodeling your home, etc. at a fixed rate.
- Minimum of $5,000
- No application fee
- No annual fee
- Fixed rate
FirstLine (Home Equity Line of Credit)†
As a homeowner, you can borrow against the equity you've built for remodeling with a revolving line of credit. We provide easy access to your account through convenience checks, and automatic payments can be deducted from your checking account.
- Minimum of $5000
- Interest earned may be tax deductible*
- Variable rate
- Revolving credit
- Free eStatements
VISA® Credit Cards†
SCBT provides several credit cards with competitive rates and significant benefits. Platinum, Cash Rewards Platinum, College, College Rewards, Secured Cards, and Young Adult programs are available.
A credit card through SCBT offers financial flexibility, with purchasing power and ready access to cash at locations around the world. Whether you use your card for a purchase or a cash advance, SCBT's credit cards can accommodate your lifestyle at competitive rates.
Apply for a VISA® Rewards Card
†Subject to credit approval
*Consult your tax advisor
