South Carolina Bank and Trust

With a variety of accounts and additional features like Online Banking and Online Check Orders, SCBT makes managing your checking account easy. Just a few more ways we're committed to making your day.

Totally Free Checking

With SCBT's popular no-hassle account, you get unlimited free checking no minimum with no fees or minimum balance requirement. You also get SCBT's VISA^® CheckCard and 24/7 Phone and Online Banking.

• No monthly fees
• No minimum balance
• Unlimited check writing
• Phone and Online Banking
• First order of standard checks at no charge
• Free eStatements
• VISA^® CheckCard

 Free College Checking

A no-fee checking account for college students ages 18-25.

• No monthly fees
• No minimum balance
• 15 free foreign ATM withdrawals per month
• Phone and Online Banking
• First order of standard checks at no charge
• Free eStatements
• VISA^® CheckCard

Interest Checking

Enjoy unlimited transactions, earn interest, and avoid a monthly fee by maintaining a specified minimum balance. If you write a lot of checks, want to earn interest on your account, and are willing to maintain a minimum balance, Interest Checking is for you.

• $100 minimum opening balance
• Earns interest
• Unlimited check writing
• Unlimited SCBT ATM transactions
• Phone and Online Banking
• Free eStatements
• VISA^® CheckCard

45 Plus Checking

Specifically designed for people over 45 years of age, this account offers expanded benefits and earns interest.

• $100 minimum opening balance
• Earns interest
• Free 45 Plus checks
• Unlimited SCBT ATM transactions
• Four free official checks per month
• Free Travelers Cheques
• Phone and Online Banking
• Free eStatements
• VISA^® CheckCard 
  
  

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Royal Checking

Royal Checking offers high value and expanded benefits, while paying a higher interest rate than Interest Checking.

• $100 minimum opening balance
• Earns interest
• Free Royal checks
• Unlimited SCBT ATM transactions
• Four free official checks per month
• Free Travelers Cheques
• Free standard safe deposit box³
• Phone and Online Banking
• Free eStatements
• VISA^® CheckCard 
  
  

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Round Up to Save

Reorder Checks

Reorder your checks online or call our Customer Care Center at 800.277.2175.

Ready Reserve

Avoid the expense of accidentally overdrawing your account. With no annual fee, Ready Reserve⁴ acts as a convenient unsecured line of credit linked to your checking account. Applications are available at any SCBT branch.

VISA^® CheckCard

Your VISA^® CheckCard works just like a credit card except your purchases are deducted directly from your checking account. This card is accepted at most locations throughout the world that accept VISA^®. It also functions as your ATM card.

³Subject to availability.
⁴Subject to credit approval.