South Carolina Bank and Trust

Home Equity

farmer leaning on the back of a pickupReap the rewards of your largest investment by taking advantage of the equity you've established.


FirstLine (Home Equity Line of Creditt)1

As a homeowner, you can borrow against the equity you've built for remodeling with a revolving line of credit.  We provide easy access to your account through convenience checks, and automatic payments can be deducted from your checking account.

  • Minimum of $15,000
  • No application fee
  • Interest earned may be tax deductible2
  • Variable rate
  • Revolving credit
  • Free eStatements 
  • Mobile Banking


Home Equity Loans1

Use your home as security for car loans, education, remodeling your home, etc. at a fixed rate.

  • Minimum of $15,000
  • No annual fee
  • Fixed rate 
  • Mobile Banking 

1All loans are subject to credit approval.
2Consult your tax advisor.