South Carolina Bank and Trust

Savings Strategies

woman drinking coffee, looking at a laptopNo matter the long-term strategies for your business, we can help you think outside the box when it comes to making your money work for you.


Business Market Rate Checking

The smart saving choice for almost any type of business, this account offers a competitive interest rate while allowing immediate access to your money.

  • $1,000 minimum opening balance
  • Earns money market interest rate
  • Limited transactions
  • Free eStatements

Premium Business Money Market Checking

Maintain a higher balance and enjoy convenient account access and higher interest rates than standard Business Market Rate Checking.

  • $10,000 minimum opening balance
  • Earns a higher money market interest rate
  • Limited transactions
  • Free eStatements

Cash Management Account

By linking the Cash Management Account to your SCBT checking accounts, you earn variable money market rates while maintaining daily liquidity. All checking account balances above a pre-set limit are automatically invested into the interest-bearing repurchase agreement.