South Carolina Bank and Trust

SCBT Piedmont Prime Rate

11/06/08  4.00

10/15/08  4.50
05/02/08  5.00
03/20/08  5.25
01/31/08  6.00
01/23/08  6.50
12/11/07  7.25
10/31/07  7.50
09/21/06  7.75
06/29/06  8.25
05/10/06  8.00
03/28/06  7.75
01/31/06  7.50
12/13/05  7.25
11/01/05  7.00
09/20/05  6.75
08/09/05  6.50
06/30/05  6.25
05/03/05  6.00
03/22/05  5.75
02/02/05  5.50
12/14/04  5.25
11/10/04  5.00
09/22/04  4.75
08/11/04  4.50
07/01/04  4.25
02/01/04  4.00