South Carolina Bank and Trust

Your employees are your most valuable resource. Through our Group Banking program, they will have access to the advice and expertise of local bankers, as well as exclusive product packages. Group Banking from SCBT makes a perfect addition to your company’s benefits package.

Group Banking

Your employees will have access to the advice and expertise of local bankers, as well as exclusive product packages.

• A Free Checking account with no fees and no minimum balance requirement
• Free first order of checks
• Online Banking with Free Billpay
• Free eStatements
• Phone Banking
• VISA® Debit Card
• Discount of .50% off installment loan rates^1,2
• Special deal on closing costs for home equity lines of credit¹
• VISA® Credit Card¹
• .25% bonus rate on standard CDs³
• .25% bonus rate on savings and money market accounts
• Christmas Club savings account with automatic transfers
• Free Travelers Cheques
• Free official checks
• Free standard safe deposit box for one year⁴

Health Savings Account

As an employer this account is a great benefit to offer your employees. The HSA is a savings account that allows individuals who have qualified High Deductible Health Plan (HDHP) to pay for qualified medical expenses like prescriptions, co-pays, dental care, eye care and more. Contributions made to the HSA account earn interest and may help save on taxes.⁵ HSA funds may be accessed at any time with an HSA VISA® Debit Card or checks.

• $500 minimum opening balance
• Earns interest
• HSA VISA® Debit Card
• Online Banking
• Free eStatements
• Phone Banking
• Contributions may be tax-deductible, and interest earned may be tax-deferred⁵
• Anytime access to pay for medical expenses

Retirement Options

It's never too early for your employees to start saving for retirement. SCBT offers a variety of options including various investment IRAs, 401(k) plans and other retirement solutions. Let us help you decide what's best to offer you and your employees⁶. Click here for more information.

¹Subject to credit approval.
²Monthly payments must be automatically deducted from your SCBT account to receive discount.
³Penalty for early withdrawal.
⁴Subject to availability.
⁵Consult your tax advisor concerning contribution amounts and tax deductibility.
⁶Not all retirement products are FDIC insured.