South Carolina Bank and Trust

Employee Benefits

closeup of hand signing papersYour employees are your most valuable resource.  We have a full package of financial services to complement your company's employee benefits program.

 

  


Group Banking

Your employees will have access to the advice and expertise of local bankers, as well as exclusive product packages.

  • Totally Free Checking with no fees and no minimum balance requirement
  • Phone and Online Banking
  • VISA® CheckCard
  • Discount of .50% off installment loan rates
  • Special deal on closing costs for home equity lines of credit
  • VISA® Credit Card
  • Bonus rate on standard CDs
  • Christmas Club savings account with automatic transfers
  • No-fee Travelers Cheques
  • No-fee official checks
  • Free standard safe deposit box for one year  

*Health Savings Account

As an employer this account is a great benefit to offer your employees. The HSA is a savings account that allows individuals to pay for qualified medical expenses like prescriptions, co-pays, dental care, eye care and more. Contributions made to the HSA account earn interest and may help save on taxes. HSA funds may be accessed at any time with an HSA VISA® CheckCard or checks.

  • Earns interest
  • HSA VISA® CheckCard
  • First order of HSA Checks at no charge
  • Phone and Online Banking
  • Contributions may be tax-deductible, and interest earned may be tax-deferred
  • Anytime access to pay for medical expenses
  • Minimum opening balance is $500 

* Direct Deposit required


 

Retirement Options

It's never too early for your employees to start saving for retirement. SCBT offers a variety of options including various investment IRAs, 401(k) plans and other retirement solutions. Let us help you decide what's best to offer you and your employees. Click here for more information.