Checking Accounts
Whether you're a large company with a lot of transactions or a small non-profit with just a few, SCBT has an account that's perfectly suited for your business.
Free Business Checking
A free no-nonsense account for small to mid-sized business owners wanting to save money.
- $100 minimum opening balance
- No monthly maintenance fee
- 500 free items (debits, credits, deposits)
- Business VISA® Debit Card
- Online Banking with Free Billpay
- Phone Banking
Business Checking
This account was created for businesses with higher transaction levels. The balance maintained can help offset fees.
- $100 minimum opening balance
- Earnings Credit Rate paid of positive collected balances can be used to offset service fees including monthly maintenance fee1
- Business VISA® Debit Card
- Online Banking with Free Billpay
- Phone Banking
Business Interest Checking2
Ideal for sole proprietors or certain non-profit agencies, this account lets you earn interest and credits to offset fees.
- $100 minimum opening balance
- Earns interest
- Earnings Credit Rate paid of positive collected balances can be used to offset service fees including monthly maintenance fee1
- Business VISA® Debit Card
- Online Banking with Free Billpay
- Phone Banking
Community Checking
Designed exclusively for non-profits, churches and associations, this is the ideal low-cost money management option.
- $100 minimum opening balance
- Earns interest with $500 minimum balance
- Unlimited check writing
- 30 free debits
- Business VISA® Debit Card
- Online Banking with Free Billpay
- Phone Banking
Community Checking Plus
Designed exclusively for larger non-profits that maintain higher balances.
- $100 minimum opening balance
- $2,500 minimum daily balance
- Earn interest with $10,000 minimum balance
- Unlimited check writing
- Business VISA® Debit Card
- Online Banking with Free Billpay
- Phone Banking
VISA® Business Debit Card
Your VISA® Business Debit Card works just like a credit card except your purchases are deducted directly from your checking account. This card is accepted at all locations throughout the world that accept VISA®. It also functions as your ATM card.
ImageLink
A way to go paperless with your statements but still have information at your fingertips. With Image Link, you will receive a monthly disk containing your statement, front and back images of all cancelled checks and deposit slips. Plus, you'll be able to:
- Search by check number, dollar amount, account number or sequence number
- Reconcile accounts more efficiently
Image Link's disks hold approximately 25,000 check images, virtually eliminating the need for bulky storage boxes. Imagine what you can do with the extra storage space! All you need to get started is a computer and minimal computer skills to load the software. For more information, contact your local banker.
1Earnings credit based on factor set by SCBT from time to time using prior 13 weeks' average of 91-day US T-Bill Auction Rate (less 10% reserve).
2Earnings reduced by interest paid.
